This is how you become rich
Around the twenty-sixth of the month, my Rabo app resembles Cluedo in its most complicated form. A number with zeros from savings to checking, and then back again, yet another extra gas tank, and what in the world do I put in the description box now? I'm no financial miracle, and with my spending pattern, I have little chance of becoming a millionaire, read here and here just for a moment. But it seems you have a mountain of clever tricks that millennials get rich from. And you know, I'm never too reluctant to try something. Here they come, make use of your bank account advantage. All donations from a surplus can go to Pilotenstraat.
1. Have at-home weekends.
Yes, that indeed means you don't stumble into a wine bar to take a bottle of your favorite. That nice bottle is much cheaper at the liquor store, just like those snacks, and honestly, you can have fun there too.
2. Send your credit card out the door.
Aiaiai, tricky. You can also try the light version of this option: leave your credit card at home. Indoors, you naturally make much wiser spending decisions, because if you're already wearing the blouse of your life, it just gets tricky.
3. Done with a payment plan?
Let it continue on your savings account. That payment apparently fits into your monthly budget, so it can also be saved like this.
4. Make a fun jar.
And here you put all your leftover euros, bills, and checks (do those still exist?) in. You can really go out to eat at the end of the month. If I were you, I would here make a reservation.
5. Go back to your student spending pattern.
Okay, you might go too far. But if you're in the mood, then of course you can try it from me. I foresee canned vegetables and a plain cracker at the end of the month.
6. Tell everyone that you're on a spending diet.
To everyone. If your friends and family know that you're tightening your belt, then they are both more generous and suggest budget-friendly things to do.
“Okay, you might go too far. But if you're in the mood, then of course you can try it from me.”
7. Participate in free outings.
Yes, now that we're extreme cheapskating; hop to those free events. The world's biggest DJ might not be on stage, but it’s definitely danceable.
8. Leave your wallet at home.
As old as Methuselah, that trick, but very reliable. No coffee to go, no overpriced sandwich at lunch, and absolutely no winking shops. Nobody said it was going to be fun.
9. Only order a starter.
With a basket of bread behind your teeth, your stomach is already stuffed, so you don't need to stuff two dishes after that. Just take a starter. It saves you half the bill and you stay slimmer.
10. Transfer your luxury moment to your savings.
Resist a caffè latte? Just slide that five euros over. Didn't drink wine at your favorite place on Friday night? Transfer it over.
11. Visualize it.
Now walk to the store, this is a legitimate expense, buy a chalkboard and write, pin, and stick away. Are you saving for a trip to slurp unlimited spaghetti in Puglia? Stick it. Putting money aside for your new casa? Show it. If you visualize, you can keep saving easier.
12. Do it in moderation.
Don't save yourself silly for years. Life should also be about laughter. And if you don't drink grapes outside for too long, you become sour. So save, but do it in moderation. Look, I can agree with that.
Source: Refinery29
